Best Home Loans in Noida Overview
For Home Loan in Noida, we can easily get a loan by contacting the bank of any city here.
Noida has attracted the vast majority of IT professionals and entrepreneurs. It is considered as an IT hub as well as a hub for BPOs. The growing business here and increasing of big companies are pulling people towards it.
Delhi's growing population situation has attracted people's attention to shift in Noida. Mass relocation of the people from all walks of life to Noida affected the real estate price positively and it is increasing day by day.
Interest rates for home loan in Noida
- Starting Interest rates- 7.30% p.a. to 12% p.a.
- Processing fee- 0.50% of total loan amount.
- Maximum loan amount- It depends on the income of the applicant and there payment capacity of the loan.
- Maximum tenure- 30 years.
Comparison Table of Interest Rates:-
LIC (HFL)- 8.40% - 8.50%
ICICI BANK- 6.90% - 8.05%
HDFC LTD.- 6.70% - 7.30%
INIDIABULS- 8.99% - 9.75%
AXIS BANK- 6.90%
UNION BANK- 6.85%
SBI HOME LOANS- 6.90% - 9.70%
BANK OF BARODA- 6.85%
BANK OF INDIA- 6.85%
CBI HOME LOANS- 6.85% - 7.10%
TATA CAPITAL- 8.50%
YES BANK- 9.35% - 10.50%
KOTAK MAHINDRA- 6.75% - 8.45%
PNB HOME LOANS- 7.20% - 8.90%
Home Loan Provider & their Branch Location
- ICICI Bank
Plot No 1, Block B - 127, Sector 41, Noida,
Uttar Pradesh – 201303
- Indian Overseas Bank
Sector 37 - Arunvihar Com. Cantt., Gautam Buddha Nagar, Noida – 201303
- Federal Bank
Federal Towers, H-362, Shopping Complex, Sector 22, Noida, Gautam Buddha Nagar, Uttar Pradesh – 201301
- Punjab & Sind Bank
A10 AFDDI Complex, Sector 24, Noida, Gautam Buddha Nagar, Uttar Pradesh
- State Bank Of India
B 138, Sector 2, Beside Nirula, Noida, Gautam Buddha Nagar, Uttar Pradesh
- Axis Bank
Shop No. 836, Ground Floor, Kasba Chandpur, Ambedkar Chowk, Chandpur – 246725
- HDFC Bank
Ansal Fortune, K Block, Sector 18, Noida - 201301
Eligibility criteria to get a home loan in Noida
Age- 18 years to 75 years
Resident- Resident or non-resident India (NRI)
Employment status- Self-employed or salaried
Salaried – Min. of Rs.10,000 per month
Self-employed – Min. of Rs.2 lakh per annum
Documents required for home loan in Noida
- List of applicable papers/documents for all applicants:
- Filled Home Loan Application with signature.
Passport size photographs
- Proof of Identity:
(Electoral ID Card/ Aadhar Card / Passport / Driving License / PAN Card).
- Proof of Residence:
(Electoral ID Card / Passport / Electricity Bill / Telephone Bill).
- Self employed borrowers:
(Proof of business address).
(Latest bank account statement).
- Salaried borrowers:
(Form 16/ latest salary slip of 6 months)