Yes, you can take multiple loans at the same time or after end up your old loan, in fact here's the good news: You can take any amount of loan as long as you can repay them all at once. All of the most banks support this facility.

Your ability to get a loan for any reason always depends on the same factors – your past credit performance (credit score), your ability to repay the loan (income), and the value of the collateral.

 If these 3 things meet the requirements of the lender, then you will get the loan easily. Remember, the lender is in the business of saying yes, they want to give you the loan.

You have to show the lender your loan repay capacity, and managing your salary in EMIs and your other expenses also.

Just have looks at the factors that increase your eligibility of taking home loan:-

Managing your credit score.

If you want, your home loan application should not be rejected so, you have be focused on your credit score. A healthy credit score is 750, with this score you can get home loan easily from any bank or HFCs at good interest rates.

Your existing debt obligations:-

You must pay attention to repay your loan amount that you took from any bank or NBFc. Lenders pay special attention to your repayment pattern. So, clear your all dues to take an opportunity of home loan.

Your income:-

Lenders and banks must have look to your monthly income and source of income also.

Your loan amount will be sanctioned according to your income and it decides your loan tenure as well as.

Any home loan borrower should have maintained these things to get home loan on best deals. With GRD India Financial services Pvt. Ltd. You can get home loan instantly with less documentation. We work as a service provider and cordinator between bank and clients.

Can I get a home loan after personal loan?

Yes if you have a good credit score and EMI amount to repay the loan. Usually banks calculate the cutback for any customer who comes for the loan. You can get a home loan if your cutback amount fits into the EMI.

Will Personal Loan can affect Home Loan?

Getting a personal loan along with a home loan can be helpful. You can use a personal loan to make a 20% down payment for your home or decorate your home with modern interiors while using a home loan to buy a property. There is no limit on the number of loans you can avail at once.

Can we buy house with personal loan?

A personal loan defeats the purpose of a down payment as it reflects your contribution or investment in the property. Taking a personal loan to make a down payment of a home loan is not recommended as mortgage lenders most of the times do not allow it until you have exhausted all your options.

With GRD India financial services Pvt. Ltd. you can get instant home loan at very low interest rates, it provides all kind of services to their client as per the banks norms. They make efforts for the clients in providing best loan price.

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